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Moreover, women for whom financial knowledge is likely to be very important—for example widows or single women—know little about concepts relevant for day-to-day financial decisions. Both young and old women show low levels of financial literacy. In addition, women give themselves lower scores on financial literacy self-assessments than men. When asked to answer questions that measure knowledge of basic financial concepts, women are less likely than men to answer correctly and more likely to indicate that they do not know the answer. We document strikingly similar gender differences in financial literacy across countries.
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